These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Annual fee: $0. Citi Diamond Preferred highlights. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Welcome bonus: Earn a $250 statement credit after spending $3,000 in purchases in. Wells Fargo Active Cash Card Review 2022. It's also best if you need to pay off a high interest credit card. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Citi Double Cash has a $25 minimum amount redemption. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. Citi Double Cash; Chase Freedom Unlimited vs. Earning rates. It's also best if you need to pay off a high interest credit card. Wells Fargo Active Cash® Card. Citi Double Cash vs. Wells Fargo Active Cash ® Card vs. The 6% cash back on U. $0 annual fee. Who the. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. As you get the entire 2% back two days after the statement cycle closes. A cash advance, in particular, is an expensive way to borrow money. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. Citi® Double Cash Card. Best for easy sign-up bonus. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. Capital One Quicksilver; Chase Freedom Unlimited vs. Wells Fargo Autograph℠ Card. Wells Fargo Active Cash vs Citi Double Cash . The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Citi® Double Cash Card: Best for pairing. The Wells Fargo Active Cash® Card for introductory perks and 2% on. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. Citi® Double Cash Card vs. The Citi Custom Cash Card offers a 0 percent intro APR on balance transfers and purchases for 15 months, followed by the variable APR of 16. would all get 2% instead of 1%. Discover It Cash Back v. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The annual rewards payout assumes you charge $1,000 each month spread across. The Wells Fargo deals pay out quick. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Card Name. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. With the Double Cash Card, however, you earn. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). but I prefer my Citi double cash card, which is 2% as well. 99%. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. JS by Jason Steele. 2% total cash-back. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. Rates & Fees. 8 cents each, they can be worth much more when transferred to travel partners. Wells Fargo Active Cash® Card. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. The card has a $0 annual fee, too. Citi Double Cash® Card. This portal only worked with cards that get cash rewards like the Dividend and the Double Cash. The Double Cash card usually offers a small welcome bonus. 24%, or 29. If you’re looking for a good cash-back rewards card, the Wells Fargo Active Cash® Card is a solid choice. 1. The Citi Double Cash Card gives 2% cash back on every purchase (1% when you buy and 1%. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. Using the card for. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. Capital One Quicksilver Cash Rewards. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. I'm very happy with this change. 1. Citi Double Cash® Card. There’s. No annual fee: Capital One Quicksilver vs. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. That describes the Citi Double Cash® Card. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. A number of other flat-rate cash-back cards earn 1. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. Simply pick up the phone to call Visa Signature Concierge. See Rates and Fees. Earn an unlimited 2% cash back on every single purchase. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. The Citi Rewards+ is a great complement to the Double Cash and/or the Custom Cash. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. You must select Apply Now on this page to take advantage of this specific offer. So I signed up for Wells Fargo checking account so I could deposit my active cash cash back into the checking account. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. S. After that, an 19. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. 36 cash back per year with Blue Cash Everyday from American Express and $240. Wells Fargo Active Cash vs. Wells Fargo Active Cash vs. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Miserable-Result6702. Plus, the card’s lengthy. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. Concierge service, 24/7. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. Points are worth 50% more when redeemed for. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. The Freedom Unlimited card is a good choice if you’ll spend on select travel via the Chase travel portal, on dining, and at drugstores. But if you spend $10000 with this new card, you’ll get $400. See related: Wells Fargo Active Cash vs. The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. Wells Fargo Active Cash®. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Rocket Visa Signature Card vs. These are solid benefits for a card with no annual fee. American Express Blue Cash Everyday: 3x groceries, online purchases, gas. 6 min read Sep 08. So I'm looking at cards that always provide at least 2% cashback regardless of category. We'll compare the introductory bonuses, how cashback is earned,. That's not exactly what I said. 6 min read Sep 08, 2023. I just don't like the more limited visibility into WF. I just called them yesterday to ask if the Autograph has the same $25 increment rule, and it does. The Wells Fargo Active Cash® Card offers easy, generous and unlimited flat-rate reward on spending with no categories or spending caps to keep track of, Plus a low intro APR offer on purchases. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. The Citi Double Cash has no SUB. Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Gotcha. Learn more about this card. Citi Simplicity cons. Wells Fargo Active Cash® Card review: This well-rounded credit card earns unlimited 2% cash rewards, charges no annual fee, and offers a $200 welcome bonus and a 15-month 0% introductory APR. If you pool the Rewards+ with the other two card(s), then you get a 10% rebate on the Thank You Points you redeem from Double Cash and Custom Cash (up to 100,000 TYP per year). Chase Sapphire Preferred Wells Fargo Active Cash. Finally, they cash out at a standard . These are the popular cards that most people can accessibly earn a good flat-rate cash back. Wells Fargo Active Cash® Card. TD Double Up rewards. This is my default cashback combo that I would honestly be happy with using. Capital One Quicksilver Verdict Chase Freedom Unlimited® is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Use the accumulated cash back for a statement credit, check or direct. Chase Freedom Unlimited vs. While both are popular cash back credit cards, the Citi Double Cash Card offers better rewards value overall and an opportunity to save money on balance transfers. Other cash back cards earn more back. Citi Double Cash Card vs Citi Custom Cash Card. - Working and useable interface and app. CDC which cashback is better2:24 - Annual Fee and Foreig. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. 24% - 29. 31, 2024. Generally, Wells Fargo has higher rates, so in combination with the shorter 0% rate period, Citi is more attractive. As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. •. Citi Double Cash. Citi Double Cash® Card Those seeking a balance transfer card with longevity past the 0% APR period will find the no-annual-fee Citi Double Cash more attractive than. If you’re considering applying for the Wells Fargo Active Cash card, it’s probably because of the 2% cash back reward. Bank of America loyalists. They usually give me less than half of the limits I get from Citi. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. Wells Fargo Secured. See how it works. Who the Wells Fargo Active Cash Card is Best For. 01 in any bank, or you can transfer points to a few airlines / hotels. Application Link. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. Also, if I recall correctly, another bonus of the Wells Fargo Active Cash card over the Citi Double Cash card, is that new accounts get 15 months 0% APR on purchases, and the Citi card does not. Welcome bonus: None. Best Overall Balance Transfer Credit Card: U. Bottom line: Don’t use Citi ThankYou points to shop with points at Amazon. American Express Blue Cash Preferred Card basics. gas stations, and online retail purchases in the U. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. offers of $150 for $1500 spend on the Fidelity card. Wells Fargo Active Cash vs. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. The Blue Cash Everyday® Card from American Express earns 3% cash back at U. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. Citi Double Cash® Card. Don't Which To Choose. This effectively turns the Double Cash into a 2. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. The American Express Blue Business Cash™ Card. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. - No annual fee. Rewards Rate. The Citi Double Cash® Card (see rates and fees) is considered one of the best cash reward cards on the market. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. deVrinj • 21 days ago. It offers a whopping 2%. Wells Fargo Active Cash and Wells Fargo Autograph. Really covers almost everything, and then Wells Fargo active cash for 2% back on everything else, and the rewards pool with the autograph. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Citi Double Cash vs Wells Fargo Active Cash Review - YouTube In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit. 99% Variable regular APR after that) An introductory APR of 0% for 15 months from account opening on qualifying balance transfers. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. The closest cash back card the Googles is telling me is the Wells Fargo active cash card which is at 2%, but I know Wells Fargo is a shady piece-of-shit company with lots of scandals and pending class action law suits. Wells Fargo Active Cash vs. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. 24%, 25. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. Though we value Capital One miles at around 1. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. Finally, if you'd rather just earn a high rewards rate on everything, the Citi Double Cash® Card (see rates and fees) might be the ticket. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. I’m looking at getting 1 of these 2 options, mainly to pay wedding vendors. This usually takes 1-2 billing cycles. You’ll earn 5%. Balances under $25,000 will earn 0. Wells Fargo Cash Wise Visa card. Credit Cards. Was with you up until the cancellation part. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. The Citi Double Cash card's simple cash back structure and long-lasting balance. Citi Double Cash® Card vs Wells Fargo Active Cash® Card. That beats the base earning rate of 1. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. Bank Cash+® Visa Signature® Card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once activated) like. The annual rewards payout assumes you charge $1,000 each month spread. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Aside from the annual fees (the Amex Blue Cash Preferred Card has an annual fee of $0 intro for the first year, then $95, while the Blue Cash Everyday® Card from American Express has no annual. The Citi Double Cash® Card outshines its competitor with a more substantial ongoing rewards rate on all purchases and a. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Citi Double Cash Card vs. 01 in any bank, or you can transfer points to a few airlines / hotels. Just spend $4,500 in the first 90 days of account opening. In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit Cards. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. Welcome Bonus. Crucially, there's no FTF, unlike the Citi Double Cash, Paypal Cashback, or Wells Fargo Active Cash. One area where it stands ahead of the Wells Fargo Active Cash. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. The WF card is a true 2% card with no gimmick of 1% now and 1% later and it is a visa card which is usable in Costco unlike the Mastercard Double Cash. For a limited time, earn 5% total cash. 24% or 29. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Citi Double Cash v. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). I've been a Discover member for two decades and looking for a new card with better cashback rewards. Secured card: Capital One Platinum Secured vs. The value of a 1. Wells Fargo Active Cash Card vs. This is a fairly competitive welcome bonus for. Wells Fargo Active Cash® Card. partial_to_fractions. The Citi Double Cash offers a generous 0% intro APR on balance transfers for 18 months, then. However, the most significant difference is in the card APRs. APR. 6 min read Sep 08, 2023. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. 99% Variable APR. Citi Double Cash Card vs. Also Wells Fargo has a $300 checking account bonus right now. That describes the Citi Double Cash® Card. 5% card. According to a LendingTree study, the average credit card sign-up bonus in 2022 was $157 — making this a competitive bonus. However, I don't think you should listen to the bad rumors about Wells Fargo. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). To earn cash back, pay at least the minimum due on time. The only caveat is that there's a $2,500 combined spending limit on the 3% and 2% categories each quarter, after which you'll earn just 1% back. This coverage is limited to up to 2 claims per 12-month period and there is a $25 deductible per claim. The Wells Fargo Active Cash® Card is an exception. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. The Wells Fargo Reflect does not offer any cash rewards, so when you make $1,000 in purchases on your card, you won’t earn anything on those purchases. I miss out on on the $300 intro bonus but will be going for the CSR this summer to complete the Chase Trifecta. I have had no major issues with using WF cards. As I noted above, the only real negative IMO is the 3% foreign transaction fee. Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back. And Wells Fargo no longer has a minimum rewards redemption requirement. The Citi Double Cash Card is one of the simplest and most valuable credit cards available. Best for flat-rate cash back. THE POINTS GUY. You’ll get the full bonus sooner from Wells Fargo Active Cash, while the Chase Freedom Unlimited card’s bonus is slightly more valuable. Cardholders Earn unlimited 2% cash rewards on purchases. Wells Fargo is stingy on credit limits. 6 min read Sep 08, 2023. 24%. PayPal master card is better. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. Sep 19, 20239. com database is $181. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. With the Wells Fargo Active Cash® Card, you can redeem your rewards for purchases on your statement credit or a direct deposit to your eligible Wells Fargo checking account or mortgage. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. Credit. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. Annual fee: $0 intro annual fee for the first year, then $95. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. 5% cash rewards on purchases. Citi Double Cash. I know people hate Wells Fargo but I like my active cash and autograph card. For context, the average annual rewards payout from the cashback credit cards in the investor. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi Double Cash Card. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. Citi Double Cash® Card. These are the popular cards that most people can accessibly earn a good flat-rate cash back. 73. Citi. Wells Fargo. Wells Fargo Active Cash vs. You must select Apply Now on this page to take advantage of this specific offer. Platinum X5 Card from Credit One basics. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. 24 percent. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. 84 that could reasonably be charged to a credit card would earn $168. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. Wells Fargo Active Cash® Card (see rates. Receive two free years of Lyft Pink All Access (valued at $199/year) and a third year at 50% off when you activate a membership by Dec. It also earns an unlimited 2%. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. Capital One Spark Cash Plus. Bread Cashback™ American Express® Credit Card * vs. 24%. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. It also delivers 2% cash rewards on purchases. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. After that, an 19. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. 24% or 29. Earn unlimited 2% cash rewards on purchases. Who the Wells Fargo Active Cash Card is Best For. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Wells Fargo Active Cash® Card vs. 5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). $0 . Wells Fargo Active Cash® Card. Double Cash all day, especially if you have "ecosystems" in mind. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. ProsDoorDash Rewards Mastercard® vs. One difference is that Wells Fargo offers a shorter 0% introductory rate. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). 00 with Wells Fargo Active Cash Card. I opened the Citi Double Cash a month later, which is my new 2% flat card. . Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. Unlike. 7 minute read. Most 2% cards don't have a SUB, while most 1. The new welcome offer brings it in line with other cash-back credit cards on the market. 2% flat rate and then 3% on PayPal. . AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. 24% (Variable) APR applies. This Visa Signature. 1. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. See the pros and cons of each card and how to choose. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. Citi Double Cash® Card (see rates and fees). Citi® Double Cash Card. Chase Freedom Unlimited®: Best for Bonus. 22%. Wells Fargo Active Cash® Card vs. If you typically receive an annual. Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. 5% cash back for everyone else. 24 percent to 26. Synchrony Premier World Mastercard® * vs. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus. Wells Fargo Active Cash ® Card vs. It's also best if you need to pay off a high interest credit card. The Active Cash earns 2% cash. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card.